HOME MORTGAGE DISCLOSURE ACT (HMDA) NOTICE The HMDA data about our residential mortgage lending are available online for review. The data show the geographic distribution of loans and applications, ethnicity, race, sex, age, income of applicants and borrowers, and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website: https://www.consumerfinance.gov/data-research/hmda/
EQUAL HOUSING OPPORTUNITY Intercoastal Mortgage, LLC is an Equal Housing Opportunity company. In accordance with the Equal Housing Opportunity Act, Intercoastal Mortgage, LLC does not discriminate against any applicant on the basis of race, color, religion, creed, national origin, ancestry, sex, marital status, familial status (number and age of children), sexual orientation, age (provided that the applicant has the capacity to enter into a binding agreement) medical history, disability, physical condition, military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service Members Civil Relief Act (SCRA); that all or part of a consumer income is derived from a public assistance program or any other basis prohibited by law.
Corporate Office: 11325 Random Hills Road, Suite 600, Fairfax, VA 22030
License/Registration Name: Consumer Credit License
State Licesnse/Registration # 22994
License/Registration Name: Mortgage Banker License
State Licesnse/Registration # 1038929
License/Registration Name: Residential Mortgage Lending Act License
State Licesnse/Registration # 41DBO-182522
License/Registration Name: Mortgage Company Registration
State Licesnse/Registration # None
License/Registration Name: Lender License
State Licesnse/Registration # 8152
License/Registration Name: Mortgage Dual Authority License
State Licesnse/Registration # MLB56323
License/Registration Name: Mortgage Lender License
State Licesnse/Registration # MLD1306
License/Registration Name: Mortgage Lender License/Registration
State Licesnse/Registration # 56563
License/Registration Name: Mortgage Company License
State Licesnse/Registration # MC730836
License/Registration Name: Mortgage Lender License
State Licesnse/Registration # 56323
License/Registration Name: Residential Mortgage Originator License
State Licesnse/Registration # MN-MO-56323
License/Registration Name: Mortgage Lender License
State Licesnse/Registration # L-109999
License/Registration Name: Residential Mortgage Lending Act Certificate of Registration
State Licesnse/Registration # RM 804620.000
License/Registration Name: Mortgage Lender License
State Licesnse/Registration # 56323
License/Registration Name: Mortgage Lender License
State Licesnse/Registration # 55858
License/Registration Name: Mortgage Lender/Servicer License
State Licesnse/Registration # MLS – 56323
License/Registration Name: Mortgage License
State Licesnse/Registration # 134931
License/Registration Name:
Mortgage Banker Registration Licensed by the Department of Savings and Mortgage Lending
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER
RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
State Licesnse/Registration # None
License/Registration Name: Lender License
State Licesnse/Registration # LL-56323
License/Registration Name: Exempt Company Registration
State Licesnse/Registration # NRM-79
License/Registration Name: Mortgage Lender License
State Licesnse/Registration # ML-22206
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notce carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and Account balances
Payment history and Transaction history
Credit history and Credit scores
How?
All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reason Intercoastal Mortgage, LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No
For our marketing purposes — to offer our products and services to you.
Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes
For joint marketing with other financial companies
Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share
For our affiliates’ everyday business purposes — information about your transactions and experiences.
Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No
For our affiliates’ everyday business purposes — information about your creditworthiness.
Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes
For our affiliates to market to you.
Does Intercoastal Mortgage, LLC share? Yes Can you limit this sharing? Yes
For non-affiliates to market to you.
Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share
To Limit Our Sharing
Call 703-449-6800 or
Visit us online:ICMTG.com/Opt-out
Please note: In you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Intercoastal Mortgage, LLC
Questions?
Call 571-266-6534 or go to ICMTG.com/Opt-out.
Who We Are
Who is providing this notice?
Intercoastal Mortgage, LLC
What We Do
How does Intercoastal Mortgage, LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also use procedural safeguards that comply with Federal standards to guard your non-public personal information.
How does Intercoastal Mortgage, LLC collect my personal information?
We collect your personal information, for example, when you:
Apply for a loan or
Provide account information or
Provide employment information or
Give us your contact information or
Give us your wage statements
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
sharing for affiliates’ everyday business purposes — information about your creditworthiness affiliates from using your information to market to you
sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Our affiliates include companies such as Van Metre Companies and ERA Van Metre Properties, Lender Service Provider, LLC, Walker Title, LLC, Walker/Dominion Title L.C
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
Intercoastal Mortgage, LLC does not share with non-affiliates so they can market to you
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Intercoastal Mortgage, LLC does not jointly market
Other Important Information
California residents only; we will not disclose or share information about California residents without first providing you with a California Privacy Notice honoring your choice unless such sharing or disclosure is permitted by applicable law.
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