Intercoastal Mortgage, LLC offers competitive pricing and cutting-edge residential mortgage loan programs to meet all your home buying needs. We offer a broad menu of loan options, including Conventional,
Non-Conventional, VA, FHA, USDA, jumbo, super jumbo, construction, renovation, and bridge loans.
As a direct lender, we control the process from start to finish. We make the loan decision and most of
our loans are processed, underwritten, and closed in-house locally. Our veteran team of loan officers
and mortgage professionals are equipped with a level of experience that is second to none.
that exceeds expectations! We challenge ourselves every day to enhance our client’s knowledge and understanding of the mortgage process. Our business-savvy loan officers strive to be the most proficient, concerned, and proactive mortgage origination professionals in the industry. It is this commitment to excellence that will guarantee a successful and stress-free transaction. In our ever-changing regulatory world, our management team is constantly focused on improving our ‘best practices’ and streamlining our processes, such that decisions can be made that allow loan officers to act fast to benefit their clients.
Pyne has always had the innate ability to identify and motivate individual employees to form teams that stay together, work together and achieve together. Intercoastal has ranked among the top mortgage lenders in the greater Washington DC area for the past three decades.
Since it’s start, MVB Bank has grown from a community bank with 35 employees to a forward-thinking, NASDAQ-listed, Russell 2000® company with more than 400 Team Members living in more than 25 different states.
and began operations in January 1999. Their goal is to choose to see the good and to do the good. They choose to see the good in people, businesses and communities while listening to your goals and help you seize the opportunity to succeed.
When asked why he was starting a mortgage lending company following the 2008 financial crisis, Dean answered, “Well, the timing could not have been better – it was always a growth opportunity.” Starting with a humble 7 loan officers, the company now employs over 200 employees across 19 states.
with Lender Services Providers. With the support of subsidiary Lenderworks’ 90+ employees, the new organization has significant strength and depth to adeptly handle its strategic growth initiatives.
Beginning in late December in 2012, Dean reached an agreement with MVB Bank for the acquisition of PMG and Lenderworks (a shared services platform created in 2011). “We wanted to create a company with a culture of teamwork, where everyone has
a voice in the management of our processes. PMG/MVBM was 100% a realization of that dream!” said CEO Ed Dean.
With this, they can better help design and expand their customer’s dream homes. Whether you want to build your dream home, expand, remodel, or renovate your current place, or do outdoor hardscaping- that’s what you get with Van Metre Design+Build.
Intercoastal, with the acquisition of Van Metre, and MVB Bank/Mortgage become one company that’s “stronger together”. Tom Pyne, former President and COO of ICMC commented, “Our industry is constantly challenged to innovate in order to provide the best customer and employee experience possible. This is a core value at ICMC and is mirrored at PMG/MVBM. Together we’re poised to grow exponentially, thanks to a strong ownership structure, a wealth of experience and knowledge among the leadership team and because of our most valuable asset:
Our People.”
As Intercoastal Mortgage, LLC (ICM, LLC), we have numerous synergies and a constant focus on the customer experience. With a culture of teamwork, we are “Stronger Together,” and everyone has a voice in the management of processes. ICM, LLC has a physical presence in six states: Virginia, West Virginia, Maryland, North and South Carolina, and Florida, with loan officers in over 20 cities, plus the District of Columbia. We are licensed to originate in the following states:
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notce carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and Account balances
Payment history and Transaction history
Credit history and Credit scores
How?
All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reason Intercoastal Mortgage, LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No
For our marketing purposes — to offer our products and services to you.
Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes
For joint marketing with other financial companies
Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share
For our affiliates’ everyday business purposes — information about your transactions and experiences.
Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No
For our affiliates’ everyday business purposes — information about your creditworthiness.
Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes
For our affiliates to market to you.
Does Intercoastal Mortgage, LLC share? Yes Can you limit this sharing? Yes
For non-affiliates to market to you.
Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share
To Limit Our Sharing
Call 703-449-6800 or
Visit us online:ICMTG.com/Opt-out
Please note: In you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Intercoastal Mortgage, LLC
Questions?
Call 571-266-6534 or go to ICMTG.com/Opt-out.
Who We Are
Who is providing this notice?
Intercoastal Mortgage, LLC
What We Do
How does Intercoastal Mortgage, LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also use procedural safeguards that comply with Federal standards to guard your non-public personal information.
How does Intercoastal Mortgage, LLC collect my personal information?
We collect your personal information, for example, when you:
Apply for a loan or
Provide account information or
Provide employment information or
Give us your contact information or
Give us your wage statements
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
sharing for affiliates’ everyday business purposes — information about your creditworthiness affiliates from using your information to market to you
sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Our affiliates include companies such as Van Metre Companies and ERA Van Metre Properties, Lender Service Provider, LLC, Walker Title, LLC, Walker/Dominion Title L.C
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
Intercoastal Mortgage, LLC does not share with non-affiliates so they can market to you
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Intercoastal Mortgage, LLC does not jointly market
Other Important Information
California residents only; we will not disclose or share information about California residents without first providing you with a California Privacy Notice honoring your choice unless such sharing or disclosure is permitted by applicable law.
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