Working with Intercoastal mortgage has been a great experience! They have been attentive to my needs, responsive to my requirements and time constraints, and are knowledgeable of the standard processes as well as nuances involved in securing a mortgage to meet my needs. I will gladly work with them in the future and recommend them as a top-tier loan servicer.
Find out How Much You Could Save by Refinancing Your Mortgage
At Intercoastal, we help you achieve your financial goals by refinancing your mortgage. Whether you want to lower your monthly payments, consolidate debt, access your home’s equity or eliminate private mortgage insurance, we can help.
10
Years of
Industry Experience
Industry Experience
100
k+
Loans Processed (and Counting)
0
Billion+
In Homes Financed Annually
1
+
Loan Officers Ready to Support You
When Life Changes, So Should Your Mortgage
The only constant in life is change. Whether you’ve switched jobs, grown your family or landed a pay rise, your current home loan may no longer suit your needs.
Refinancing your current mortgage isn’t just about getting a better deal – it’s about taking control of your future. Maybe you want to lower your monthly payments and put more cash in your pocket. You may wish to pay off your mortgage faster so you can start allocating more to retirement savings. Or, you may want to take equity out of your home to improve your cash flow.
Whatever your goals, the right mortgage specialist can help you take advantage of your changing circumstances by staying in your home, but changing your home loan.
But Knowing When and How to Refinance Your Mortgage Is a Serious Challenge for Millions of Homeowners
Deciding whether to refinance your mortgage comes down to your personal goals and current financial situation.
It’s easy to get swept up in the idea of lower interest rates, debt consolidation or cash out solutions for that exciting home renovation project you’ve had in mind. But the truth is, refinancing isn’t a guaranteed money saver. Without the proper support, you could spend more time, money and hassle than anticipated.
Whether you’ve just started looking into refinancing or you’re ready to speak to a mortgage specialist to compare your options, we’re here to help. Our friendly, experienced team of refinancing experts will help you understand the refinancing process so you can make decisions with confidence.
Intercoastal Mortgage helps you meet your changing circumstances with refinancing solutions that put you in control of your mortgage.
Offering a range of refinancing options, we can potentially lower your monthly payments and interest rate, depending on your credit profile and financials. If you’re stuck in a bad loan with a high-interest rate or feel your mortgage could be doing more to help you achieve your financial goals, we want to hear from you.
We help you save time, save money and navigate the first home buying process with peace of mind.
Transparent & Open Communication
We’ll guide you through every stage of the refinancing process so you know exactly what to expect and when to expect it.
Smart Financial Support
Avoid making mistakes that place you and your family under financial stress with safe, smart financing options tailored to you.
Flexible Financing Options
Offering a wide range of products, we’ll help you find the loan that meets your budget and lifestyle so you can get started sooner.
Home Loan Experts On Your Side
No need to stress about banks, agents or credit agencies – we deal with everyone so you don’t have to (seriously, everyone).
Hassle-Free Refinancing Solutions
At Intercoastal Mortgage, we follow a proven method to get you and your family the lowest home loan rate possible. Just follow the framework that’s helped thousands of homeowners make their mortgages work for them.
Get Educated
Access our free mortgage calculators and resources.
Get Connected
Speak to a loan officer to better understand your options.
Get Approved
Secure the right loan product that best suits your needs.
Get Excited
Start the next chapter of your life in your home with confidence.
We’ve Helped Thousands of People Wake Up in a Home They Love
Tara Clarke
Ann Groat
I cannot recommend Intercoastal Mortgage enough! They went above and beyond to ensure our refi helped us achieve our goals. Our loan was a long process and ICM gave great advice throughout. They took lots of time to ensure we were satisfied, and the team there was also amazing. Quick to respond to questions and very easy to work with!
John Cooper
Working with Intercoastal Mortgage was so amazing! I couldn’t imagine working with another company other than ICM. They put in a lot of work to help us and were always super knowledgeable. I can’t recommend Intercoastal Mortgage enough. Overall, I am Super pleased with my experience!
10
+
Loan Officers Ready To Support You
0
Billion+
In Homes Financed Annually
10
Years Of
Industry Experience
Industry Experience
100
k+
Loans Processed (And Counting)
WHY CHOOSE INTERCOASTAL MORTGAGE?
We’re Here to Guide You to Easier Home Financing
We Are a Direct Lender
Our loans are processed, underwritten and closed in-house so you can enjoy a faster, more seamless and stress-free process.
We Offer Flexible Financing Solutions
Access a range of loan options, including Conventional,
Non-Conventional, VA, FHA, USDA, jumbo, super jumbo, construction, renovation, and bridge loans.
We Have Industry Leading Experience
For over 35 years, we’ve been helping clients achieve their home purchase and refinancing goals, whatever financial situation they’re in.
We Treat You as a Real Person
We don’t treat you as a number or run you through an algorithm to find lenders. We’ll get to know you and provide personalized options to help you get into a home you love.
It’s Our Mission to Help Homeowners Achieve Their Financial Goals with Flexible Refinancing Solutions
The home loan market is changing. Let’s make sure your mortgage changes with it. Find a local loan officer near you for an obligation-free chat about your goals so we can help you determine if refinancing is the right option.
