Looking For a Local Loan Officer in West Virginia?

No Matter Where You Are
in the Home Buying Process,
We Can Help

With a historic past, highly liveable suburbs and a slow but enjoyable pace of living, West Virginia offers a peaceful lifestyle just a stone’s throw from Washington, D.C. At Intercoastal Mortgage, we’re committed to helping you find the right mortgage for your financial situation and enjoy the many benefits of calling West Virginia home.

Years of
Industry Experience
Loans Processed (and Counting)
100 k+
In Homes Financed Annually
0 Billion+
Loan Officers Ready to Support You
1 +

The Merger of Companies

Intercoastal Mortgage, LLC has a long tradition of success in the mortgage industry by adhering to a robust set of values while creating a nurturing and educational environment for our customers.

INTERCOASTAL MORTGAGE about timeline dot
INTERCOASTAL MORTGAGE about timeline 1987

Intercoastal Mortgage Companywas founded in 1987

and has ranked among the top mortgage lenders in the greater Washington DC area for the past three decades. Intercoastal has since expanded its physical presence into markets in North Carolina and Georgia. The company closed over $1.3 billion in volume in 2019.

Potomac Mortgage Group, Inc, founded in 2009,

was acquired in 2012 by MVB Bank, Inc. (NASDAQ: MVBF). As a wholly owned subsidiary doing business as MVB Mortgage in the Northern Virginia-DC Metro Area, the company expanded into North and South Carolina in 2014. Growth has been steady in the Miami and Tampa, Florida markets. PMG/MVB Mortgage closed over $1.82 billion in volume in 2019.

INTERCOASTAL MORTGAGE about timeline dot
INTERCOASTAL MORTGAGE about timeline 1997

Formed from the merger of two award-winning mortgage companies, Intercoastal Mortgage Company and MVB Mortgage, we are primed to serve our customers with greater options and shorter turn times.

Confused by the World of Mortgages and Home Finance? We Can Help

Buying a home is the ‘American Dream’. If you’ve spent time navigating the complex and often confusing process of financing a property, that dream can feel devastatingly out
of reach.

The intersection of high prices, rising interest rates, low inventory and fierce competition create challenging conditions for all home buyers – and chances are you’ve struggled to find someone who’ll treat you as a person during this process and not a credit score or number.

If you’re like most hard-working and driven people, you want to secure a property without putting your future at risk. If your goal is to leverage your financial position to purchase property and build a legacy for yourself and your future, you’re not alone.

Whether you’re a first-time home buyer, upgrading, downsizing or investing in your future, we’re committed to supporting your goals and delivering what matters most.


Access Fair Financing Options With West Virginia’s Top Home Mortgage Lenders

At Intercoastal Mortgage, we believe individuals are defined by their communities. That’s why our loan officers don’t just serve West Virginia – they’re proud to call West Virginia
home too.

Connecting with an Intercoastal mortgage officer isn’t just a transparent and hassle-free financing solution. It’s a relationship with local experts who understand the market in a way faceless national mortgage lenders never could. It’s deep and accurate insights into West Virginia property trends and prices that go beyond an algorithm. And it’s a warm and inviting hand from community members excited to welcome you home.

As West Virginia locals, we understand the incredible appeal of calling this city home. Now let’s find a way for you to plant roots here too.

Learn More About Your Loan Options and Start the Application Process

Get Educated

Access our free mortgage calculators and resources.

Get Connected

Speak to a loan officer to better understand your options.


Get Approved

Secure the right loan product that best suits your needs.


Get Excited

Start the next chapter of your life in your home with confidence.

Why Do Customers All Across West Virginia Choose Intercoastal Mortgage?

Our local mortgage officers can help you finance your dreams and navigate the home buying process in a way that works for you.

We don’t believe that “one size fits all”. That means we’ll never stuff you in a box based on an algorithm treating you as your credit score. With decades of experience in home financing, no financial situation is too complex, and our home mortgage lenders will be by your side from the first call through to closing day – whatever it takes.

Here’s why we’re the trusted lending partner in West Virginia communities and neighborhoods.

We Are a Direct Lender
Our loans are processed, underwritten and closed in-house so you can enjoy a faster, more seamless and stress-free process.

We Offer Flexible Financing Solutions
Access a range of loan options, including Conventional, Non-Conventional, VA, FHA, USDA, jumbo, super jumbo, construction, renovation and bridge loans.

We Have Industry Leading Experience
For over 35 years, we’ve been helping clients achieve their home purchase and refinancing goals, whatever financial situation they’re in.

We Treat You as a Real Person
We don’t treat you as a number or run you through an algorithm to find lenders. We’ll get to know you and provide personalized options to help you get into a home you love.


We’ve Helped Thousands of People Wake Up in a Home They Love


Barbara K.

I needed a loan to go through the whole process & be ready to close in 3 weeks! Eric explained the entire process. He told me they would do everything they could, but I had a role to play as part of that team. This meant I had to keep up my part. Eric kept me in the loop & we closed in 3 weeks! Amazing group of people to work with!

INTERCOASTAL MORTGAGE reviews stars green

Samir M.

Absolutely excellent! This is my second time working with Eric and MVB and it was an excellent experience and would have highly recommended you to friends.

INTERCOASTAL MORTGAGE reviews stars green

Jacob J.

There was a pretty big problem involving the title company shortly before closing; I was unable to get anything done on my own, but Eric then called the title company and got the problem resolved.

INTERCOASTAL MORTGAGE reviews stars green

Buy A New Home Or Refinance Your Current One With Help From The Home Mortgage Lending Experts In West Virginia

Ready to kickstart the home loan application process? Receive unmatched personalized service and knowledge from a loan officer. Whether you’re looking for a rate that works for you or just looking to explore your options, there’s no commitment but endless potential.

Privacy Policy

What does Intercoastal Mortgage, LLC,
do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notce carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Account balances
Payment history and Transaction history
Credit history and Credit scores


All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reason Intercoastal Mortgage, LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No

For our marketing purposes — to offer our products and services to you.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes

For joint marketing with other financial companies

Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes — information about your transactions and experiences.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No

For our affiliates’ everyday business purposes — information about your creditworthiness.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes

For our affiliates to market to you.

Does Intercoastal Mortgage, LLC share? Yes Can you limit this sharing? Yes

For non-affiliates to market to you.

Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share

To Limit Our Sharing

Call 703-449-6800 or

Visit us
Please note: In you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Intercoastal Mortgage, LLC


Call 571-266-6534 or go to

Who We Are

Who is providing this notice?

Intercoastal Mortgage, LLC

What We Do

How does Intercoastal Mortgage, LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also use procedural safeguards that comply with Federal standards to guard your non-public personal information.

How does Intercoastal Mortgage, LLC collect my personal information?

We collect your personal information, for example, when you:

Apply for a loan or
Provide account information or
Provide employment information or
Give us your contact information or
Give us your wage statements

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

sharing for affiliates’ everyday business purposes — information about your creditworthiness affiliates from using your information to market to you
sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.



Companies related by common ownership or control. They can be financial and non-financial companies.

Our affiliates include companies such as Van Metre Companies and ERA Van Metre Properties, Lender Service Provider, LLC, Walker Title, LLC, Walker/Dominion Title L.C


Companies not related by common ownership or control. They can be financial and non-financial companies.

Intercoastal Mortgage, LLC does not share with non-affiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Intercoastal Mortgage, LLC does not jointly market

Other Important Information

California residents only; we will not disclose or share information about California residents without first providing you with a California Privacy Notice honoring your choice unless such sharing or disclosure is permitted by applicable law.


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