Sales Manager
A successful mortgage starts with a one-on-one meeting to understand your goals and provide a foundation for your home loan journey. Now, let’s talk about your exciting home financing goals.
My Name is Rob Suling, and I am a Vice President/Senior Loan Officer at Intercoastal Mortgage, LLC. Originally from Glastonbury, CT, I moved to the DC Metro area where I graduated from the University of Maryland earning a degree in economics.I began originating loans in 1998 and I have extensive knowledge of our entire product line, including the intricacies of conventional, construction, USDA, FHA, and VA mortgages. I maintain the same philosophy today as when I started by following a few basic rules
When I take an application, I listen to the puzzle pieces provided and try to make suggestions on how best to achieve your goals. I feel too many loan officers only try to push the “special of the day” instead of trying to give you different ways of looking at the same transaction. Then I let you choose the option that is best for you and your family
I make every effort to keep you involved in the process and am available anytime. After all, real estate and lending is not a 9-5 job. When you first submit an application, I will review it for any trouble spots we may need to address in order to be successful when it comes time to present our file to our in-house underwriting staff
When you make your initial offer, I will provide a pre-qualification letter that matches your offer and a worksheet so that you can see in black and white what your offer looks like in real terms. You will see both your monthly and total funds needed to close based on the contract you are negotiating. Additionally, it is very helpful for you to provide your supporting documentation prior to making an offer as it will allow me to be more confident when I speak to the listing agent on your behalf. (Most times they will contact me to get a feel for both your financing and my abilities.)
From the day you ratify your new contract or decide to initiate that refinance, I will be here every step of the way. You will know if we need additional documents. You will know the value of the appraisal as you will receive a copy minutes after I do. You will know when your loan is approved. You will know when your documents have been sent to settlement. (You will receive your Closing Disclosure 3 days prior to settlement.)
The reality is, finding a loan officer isn’t difficult. What’s difficult is finding someone who understands your unique situation and who is willing to go the extra mile to find mortgage and financing solutions that make sense for your needs.
Every current or future homeowner is looking to write their own unique story. But when you’re looking to launch an exciting new chapter of your life, it’s frustrating when you’re met with limited lending options, high interest rates, and ever-changing market conditions.
As a loan officer, my sole focus is to provide transparent and personalized guidance so you can make major financial decisions with confidence and clarity. I’m committed to being your partner on the home financing journey and removing the uncertainty and overwhelm that the mortgage process can bring.
Over my career I’ve partnered with people from all walks of life to find the best mortgage product and program – and I’m excited to do the same for you. However far along you are in the process, buying or financing a home doesn’t have to be a dream. With the right support, anyone can wake up with a place to call their own.
All big things have small beginnings and you’ve just taken the first step on an exciting journey. We understand that few things in life are as exciting as buying a home – but that excitement can feel daunting too.
With an Intercoastal Mortgage loan officer by your side, you’ll be able to focus on an exciting future knowing you’re not alone. Whether it’s sourcing the right loan product so you feel certain about what you can afford, providing jargon-free answers to your mortgage questions, or celebrating each win until you wake up as a brand new homeowner, we’re not just here to provide home loans – but to support homeowners like you.
Access the widest range of home financing options…
Navigate the ever-changing home ownership landscape with confidence…
And, turn your dreams of home ownership into reality whatever your credit score or financial situation looks like.
Start a conversation with a member of the Intercoastal Mortgage team and find out what a difference our service can make in your home ownership journey. We look forward to hearing from you!
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notce carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and Account balances
Payment history and Transaction history
Credit history and Credit scores
How?
All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reason Intercoastal Mortgage, LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No
For our marketing purposes — to offer our products and services to you.
Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes
For joint marketing with other financial companies
Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share
For our affiliates’ everyday business purposes — information about your transactions and experiences.
Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No
For our affiliates’ everyday business purposes — information about your creditworthiness.
Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes
For our affiliates to market to you.
Does Intercoastal Mortgage, LLC share? Yes Can you limit this sharing? Yes
For non-affiliates to market to you.
Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share
To Limit Our Sharing
Call 703-449-6800 or
Visit us online:ICMTG.com/Opt-out
Please note: In you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Intercoastal Mortgage, LLC
Questions?
Call 571-266-6534 or go to ICMTG.com/Opt-out.
Who We Are
Who is providing this notice?
Intercoastal Mortgage, LLC
What We Do
How does Intercoastal Mortgage, LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also use procedural safeguards that comply with Federal standards to guard your non-public personal information.
How does Intercoastal Mortgage, LLC collect my personal information?
We collect your personal information, for example, when you:
Apply for a loan or
Provide account information or
Provide employment information or
Give us your contact information or
Give us your wage statements
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
sharing for affiliates’ everyday business purposes — information about your creditworthiness affiliates from using your information to market to you
sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Our affiliates include companies such as Van Metre Companies and ERA Van Metre Properties, Lender Service Provider, LLC, Walker Title, LLC, Walker/Dominion Title L.C
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
Intercoastal Mortgage, LLC does not share with non-affiliates so they can market to you
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Intercoastal Mortgage, LLC does not jointly market
Other Important Information
California residents only; we will not disclose or share information about California residents without first providing you with a California Privacy Notice honoring your choice unless such sharing or disclosure is permitted by applicable law.
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