I’m Dedicated To Guiding You Through Your Journey To Home Ownership

A successful mortgage starts with a one-on-one meeting to understand your goals and provide a foundation for your home loan journey. Now, let’s talk about your exciting home financing goals.

*Zero Obligation. Endless Potential *Commitment-Free Chat About Your Goals

Hi, I'm Chuck...

Welcome to Intercoastal Mortgage, and thank you for visiting my website. I’d like to take a few moments to tell you about myself. Throughout my career in the mortgage industry – more than 20 years – my focus is top-notch service. The care and maintenance of your loan transaction should be smooth, painless and timely. My number one goal is your satisfaction with the whole process.

Born and raised in New Jersey and a proud Veteran of the United States Navy, I recently moved to Hilton Head, SC to enjoy its beaches, friendly people and the Low Country lifestyle.

Happy clients, realtors and builders are the source of my referrals. My life mantra is “Keep on Living the Dream.” I look forward to making your dream of home ownership a reality!

*Zero Obligation. Endless Potential *Commitment-Free Chat About Your Goals


Meet The Team

Stephen McCaw

Loan Officer
NMLS ID # 1672477

Eileen Kasunich

Loan Officer Assistant

CJ Reed

Production Assistant

The Home Buying Journey Doesn’t Have to Be Painful or Scary…

The reality is, finding a loan officer isn’t difficult. What’s difficult is finding someone who understands your unique situation and who is willing to go the extra mile to find mortgage and financing solutions that make sense for your needs.

Every current or future homeowner is looking to write their own unique story. But when you’re looking to launch an exciting new chapter of your life, it’s frustrating when you’re met with limited lending options, high interest rates, and ever-changing market conditions.

As a loan officer, my sole focus is to provide transparent and personalized guidance so you can make major financial decisions with confidence and clarity. I’m committed to being your partner on the home financing journey and removing the uncertainty and overwhelm that the mortgage process can bring.

Over my career I’ve partnered with people from all walks of life to find the best mortgage product and program – and I’m excited to do the same for you. However far along you are in the process, buying or financing a home doesn’t have to be a dream. With the right support, anyone can wake up with a place to call their own.

*Zero Obligation. Endless Potential *Commitment-Free Chat About Your Goals

Here Are the Home Loans We Can Help You With…

Conventional Loans

Non-Conventional Loans

VA Home Loans

FHA Loans

Jumbo/Super Jumbo Loans

Construction Loans

Renovation Loans

Bridge Loans

Let’s Put You in a Home You Love

All big things have small beginnings and you’ve just taken the first step on an exciting journey. We understand that few things in life are as exciting as buying a home – but that excitement can feel daunting too.

With an Intercoastal Mortgage loan officer by your side, you’ll be able to focus on an exciting future knowing you’re not alone. Whether it’s sourcing the right loan product so you feel certain about what you can afford, providing jargon-free answers to your mortgage questions, or celebrating each win until you wake up as a brand new homeowner, we’re not just here to provide home loans – but to support homeowners like you.

Our loans are processed, underwritten and closed in-house so you can enjoy a faster, more seamless and stress-free process.

What Our Customers Say


Partner With our Experienced Team of Home Financing Experts, So You Can…

Access the widest range of home financing options…

Navigate the ever-changing home ownership landscape with confidence…

And, turn your dreams of home ownership into reality whatever your credit score or financial situation looks like.

Start a conversation with a member of the Intercoastal Mortgage team and find out what a difference our service can make in your home ownership journey. We look forward to hearing from you!

*Zero Obligation. Endless Potential
*Commitment-Free Chat About Your Goals

Hi I'm Stephen,

Loan Officer

I was raised in Waynesburg, Pennsylvania. After graduating from Mercyhurst University with a bachelor’s degree in Business Marketing, I started his career in the mortgage industry. I started on the operations side of the business with a position as a Disclosure Specialist. I later worked my way up to become a Loan Officer Assistant and Loan Officer.

After 7 years in the industry, I joined the Barefoot Team as a Loan Officer in 2023. My experience as a Loan Officer on The Barefoot Team has allowed me to cultivate the knowledge and ability needed to assist in all facets of the mortgage process. Problem solving and identifying the most favorable loan terms are just a couple of his strengths.

Hi I'm Eileen,

Loan Officer Assistant for Chuck Reed, and the Barefoot Lending Team

I am 100% a Jersey girl. I was born and raised in North Jersey and am an avid New York Yankees fan. I reside now in South Jersey with husband and high school sweetheart. We have been married 36 years. We have three married children, and three beautiful grandchildren. Everyone lives within a few miles of us, and family is the most important thing in the world to me. We all enjoy spending time together.

When I’m not at work I love to be on the beach, whether it’s in my backyard , the Florida Keys or Jamaica. Which coincidentally fits in perfect with the laid back “Barefoot” style of our team!

I have been working for Intercoastal for three years now and I have a 30+ year background in casino hosting, sales, and marketing. So it is safe to say, I am real people person. Working with our borrowers and making them feel comfortable during this whole process is what I do best. They know I am always available to answer their questions and calm their fears.  Chuck has deemed me the “success manager” of our team, and success is what we strive for every day.  We will work together to ensure you have the best experience.

And,  when you choose the Barefoot team, you will be treated like family. Doesn’t get much better than that!

Hi I'm CJ,

Production Assistant for The Barefoot Lending Team

I have been on the team for 4 years now working in all areas of the loan process from start to finish. Before this I was a Marketing Operations Supervisor for 5 years.

I assist in tracking and monitoring our loans to ensure everything involved with your loan goes as smoothly as possible. I also make sure that even after your loan has closed that we still check in with you to make sure any questions you might have can be answered.  We on the Barefoot Team strive to be your “Lenders for Life”. We want to make sure that Before, During and After the Mortgage Process that we are here for you every step of the way.

I also assist with our social media as well as making sure you are provided with multiple updates throughout the mortgage process via Text messages, Phone Calls and Emails.

Privacy Policy

What does Intercoastal Mortgage, LLC,
do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notce carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Account balances
Payment history and Transaction history
Credit history and Credit scores


All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reason Intercoastal Mortgage, LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No

For our marketing purposes — to offer our products and services to you.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes

For joint marketing with other financial companies

Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes — information about your transactions and experiences.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No

For our affiliates’ everyday business purposes — information about your creditworthiness.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes

For our affiliates to market to you.

Does Intercoastal Mortgage, LLC share? Yes Can you limit this sharing? Yes

For non-affiliates to market to you.

Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share

To Limit Our Sharing

Call 703-449-6800 or

Visit us online:ICMTG.com/Opt-out
Please note: In you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Intercoastal Mortgage, LLC


Call 571-266-6534 or go to ICMTG.com/Opt-out.

Who We Are

Who is providing this notice?

Intercoastal Mortgage, LLC

What We Do

How does Intercoastal Mortgage, LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also use procedural safeguards that comply with Federal standards to guard your non-public personal information.

How does Intercoastal Mortgage, LLC collect my personal information?

We collect your personal information, for example, when you:

Apply for a loan or
Provide account information or
Provide employment information or
Give us your contact information or
Give us your wage statements

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

sharing for affiliates’ everyday business purposes — information about your creditworthiness affiliates from using your information to market to you
sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.



Companies related by common ownership or control. They can be financial and non-financial companies.

Our affiliates include companies such as Van Metre Companies and ERA Van Metre Properties, Lender Service Provider, LLC, Walker Title, LLC, Walker/Dominion Title L.C


Companies not related by common ownership or control. They can be financial and non-financial companies.

Intercoastal Mortgage, LLC does not share with non-affiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Intercoastal Mortgage, LLC does not jointly market

Other Important Information

California residents only; we will not disclose or share information about California residents without first providing you with a California Privacy Notice honoring your choice unless such sharing or disclosure is permitted by applicable law.


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