Ready to Purchase Your Next Home? We’re Here Every Step of the Way

Whether upsizing, downsizing, moving around the corner or investing, buying your next home may be different from buying your first. At Intercoastal Mortgage, we help you purchase your next home with flexible financing and ongoing support tailored to your needs.

Years of
Industry Experience
100 k+
Loans Processed (and Counting)
0 Billion+
In Homes Financed Annually
1 +
Loan Officers Ready to Support You
INTERCOASTAL MORTGAGE next home benefits section

Ready to Unlock the Many Benefits that Come with Purchasing Your Next Home?

You’ve been through the home buying process before, so you’ve probably got a good idea of what to expect. It doesn’t matter if you’re upgrading, downsizing or investing in a new property, buying your next home is exciting.

You might be looking to sell up and buy a home better suited to your lifestyle and goals. Maybe you’re looking to purchase a vacation home where you’ll make a lifetime of memories. Or, the time could be right to diversify your investments and purchase an asset that becomes more valuable over time.

But the truth is an additional home brings new costs and challenges. You need a loan officer who can help you navigate this process that feels familiar but raises new obstacles.

Knowing Whether You Can Afford Another Property Is Often the Greatest Challenge…

Purchasing your next home can feel like the logical step when your family or finances are growing. But knowing when to pull the trigger or how to secure the best terms takes a lot of work and experience.

As exciting as the process is, buying your next home brings unique challenges that can be tough to navigate alone. From upfront down payments to rate adjustments and closing costs, the requirements for qualifying for your next mortgage can bring significant stress and uncertainty without an experienced local loan officer by your side.

INTERCOASTAL MORTGAGE next home challenge section

Intercoastal Mortgage helps simplify the process of buying your next property so you can focus on the things that matter.

As a direct lender, we process, underwrite and close loans in-house. That means no switching between financial professionals. No frustrating limitations on loan options. And no rigid lending standards that force you into a box.

We help you save time, save money and navigate the process of purchasing your next home with peace of mind.

Transparent & Open Communication
We’ll guide you through every stage of the home ownership process so you know exactly what to expect and when to expect it.

Smart Financial Support
Avoid making mistakes that place you and your family under financial stress with safe, smart financing options tailored to you.

Flexible Financing Options
Offering a wide range of products, we’ll help you find the loan that meets your budget and lifestyle so you can get started sooner.

Home Loan Experts On Your Side
No need to stress about banks, agents or credit agencies – we deal with everyone so you don’t have to (seriously, everyone).

Seamless Mortgage Solutions

At Intercoastal Mortgage, we follow a proven method to get you and your family the best financing possible. With a range of loan options, you don’t need a 20% deposit or perfect credit score to make home ownership a reality.

Just follow the framework that’s helped thousands of hard-working people own their own homes.

Get Educated

Access our free mortgage calculators and resources.

Get Connected

Speak to a loan officer to better understand your options.


Get Approved

Secure the right loan product that best suits your needs.


Get Excited

Start the next chapter of your life in your home with confidence.

We’ve Helped Thousands of People Wake Up in a Home They Love

INTERCOASTAL MORTGAGE testimonial Tara Clarke

Tara Clarke

Working with Intercoastal mortgage has been a great experience! They have been attentive to my needs, responsive to my requirements and time constraints, and are knowledgeable of the standard processes as well as nuances involved in securing a mortgage to meet my needs. I will gladly work with them in the future and recommend them as a top-tier loan servicer.

INTERCOASTAL MORTGAGE Careers testimonial tn

Ann Groat

I cannot recommend Intercoastal Mortgage enough! They went above and beyond to ensure our refi helped us achieve our goals. Our loan was a long process and ICM gave great advice throughout. They took lots of time to ensure we were satisfied, and the team there was also amazing. Quick to respond to questions and very easy to work with!

INTERCOASTAL MORTGAGE testimonial John Cooper

John Cooper

Working with Intercoastal Mortgage was so amazing! I couldn’t imagine working with another company other than ICM. They put in a lot of work to help us and were always super knowledgeable. I can’t recommend Intercoastal Mortgage enough. Overall, I am Super pleased with my experience!

10 +
Loan Officers Ready To Support You
0 Billion+
In Homes Financed Annually
Years Of
Industry Experience
100 k+
Loans Processed (And Counting)
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We’re Here to Guide You to Easier Home Financing

We Are a Direct Lender

Our loans are processed, underwritten and closed in-house so you can enjoy a faster, more seamless and stress-free process.

We Offer Flexible Financing Solutions

Access a range of loan options, including Conventional,
Non-Conventional, VA, FHA, USDA, jumbo, super jumbo, construction, renovation, and bridge loans.

We Have Industry Leading Experience

For over 35 years, we’ve been helping clients achieve their home purchase and refinancing goals, whatever financial situation they’re in.

We Treat You as a Real Person

We don’t treat you as a number or run you through an algorithm to find lenders. We’ll get to know you and provide personalized options to help you get into a home you love.

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Upsize, Downsize, Relocate or Invest With Help From Intercoastal Mortgage

Let’s find a local loan officer near you for an obligation-free chat about your goals so we can help you finance your next property and make buying your next home easy.

Privacy Policy

What does Intercoastal Mortgage, LLC,
do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notce carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Account balances
Payment history and Transaction history
Credit history and Credit scores


All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reason Intercoastal Mortgage, LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No

For our marketing purposes — to offer our products and services to you.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes

For joint marketing with other financial companies

Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes — information about your transactions and experiences.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No

For our affiliates’ everyday business purposes — information about your creditworthiness.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes

For our affiliates to market to you.

Does Intercoastal Mortgage, LLC share? Yes Can you limit this sharing? Yes

For non-affiliates to market to you.

Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share

To Limit Our Sharing

Call 703-449-6800 or

Visit us
Please note: In you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Intercoastal Mortgage, LLC


Call 571-266-6534 or go to

Who We Are

Who is providing this notice?

Intercoastal Mortgage, LLC

What We Do

How does Intercoastal Mortgage, LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also use procedural safeguards that comply with Federal standards to guard your non-public personal information.

How does Intercoastal Mortgage, LLC collect my personal information?

We collect your personal information, for example, when you:

Apply for a loan or
Provide account information or
Provide employment information or
Give us your contact information or
Give us your wage statements

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

sharing for affiliates’ everyday business purposes — information about your creditworthiness affiliates from using your information to market to you
sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.



Companies related by common ownership or control. They can be financial and non-financial companies.

Our affiliates include companies such as Van Metre Companies and ERA Van Metre Properties, Lender Service Provider, LLC, Walker Title, LLC, Walker/Dominion Title L.C


Companies not related by common ownership or control. They can be financial and non-financial companies.

Intercoastal Mortgage, LLC does not share with non-affiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Intercoastal Mortgage, LLC does not jointly market

Other Important Information

California residents only; we will not disclose or share information about California residents without first providing you with a California Privacy Notice honoring your choice unless such sharing or disclosure is permitted by applicable law.


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