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WHO WE ARE

Intercoastal Mortgage, LLC is a leading mortgage lender headquartered in Fairfax, Virginia. The company was formed from the merger of two award-winning mortgage companies in 2020 – Intercoastal Mortgage Company and MVB Mortgage. We help individuals and families achieve their homeownership goals by providing exceptional service, personalized solutions, competitive pricing, and cutting-edge residential mortgage loan programs.

vision

As a trusted mortgage partner, we are committed to providing the highest level of customer service for the communities we serve, while continuing the development of a world-class organization dedicated to helping others achieve the American Dream of home ownership.

We were founded as a Virginia corporation

Founded as a Virginia corporation on September 29, 1988 by Van Metre to service mortgage loans in the state of Virginia. With a long history of success, the company consistently ranks among the Top Mortgage Lenders by the Washington Business Journal.

Mission

To provide a financing EXPERIENCE that exceeds expectations!

EXPERIENCE

Years of Mortgage Industry Experience
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Loans Processed (and counting)
0 k+
In Homes Financed Annually
0 Billion+
Loan Officers Ready to Support You
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We Search the Whole Market for the Best Products

As a direct lender, we manage the process from start to finish – from processing to close. Below is a sampling
of our wide suite of loan offerings

A Company that’s

In Your Corner

ICM transforms the industry by fostering a family-like atmosphere, where employees thrive and clients receive personalized service, proving that a supportive workplace can build lasting bonds in both business and life.

QUALITY SERVICE MATTERS

Our operations team delivers unmatched accuracy and lightning-fast service, setting the gold standard in excellence that leaves the competition in the dust.

“The seamless process of getting loans processed, approved, and closed! Every mortgage company promises to provide support for LOs to bring in deals, and they will get them closed so you can move on to the next one. That couldn’t be truer about the process at ICM!! I love it here and so do my agents and clients.”
Jennifer FoleySenior Loan Officer
Jennifer Foley
“I’m proud to have worked at Intercoastal Mortgage Company for over 9 years. The supportive environment and dedication to excellence make every day rewarding. I appreciate our commitment to integrity and personalized service, ensuring our clients receive the best. With opportunities for growth and a strong sense of teamwork, it’s more than a job – it’s a fulfilling career.”
Eric GillespieLoan Officer
Eric Gillespie
“I have been in the mortgage industry for over 30 years and worked for several lenders. What makes ICM so special is our culture, our family-oriented environment, and that our sales team, along with operations, work side by side to get our loans closed as quickly and efficiently as possible while maintaining outstanding customer service.”
Sandra ColemanExecutive Vice President, Operations
Sandra Coleman
“I have been here for over 10 years, and I have been in the industry for over 30 years. Our management team is second to none in the industry, and as a long-term originator, we have an incredible product mix. ICM is Built by Top Producers, For Top Producers – we cater to our loan officers.”
Matty FitzgeraldRegional Manager & Senior Loan Officer
Matty Fitzgerald
“The seamless process of getting loans processed, approved, and closed! Every mortgage company promises to provide support for LOs to bring in deals, and they will get them closed so you can move on to the next one. That couldn’t be truer about the process at ICM!! I love it here and so do my agents and clients.”
Jennifer FoleySenior Loan Officer
Jennifer Foley
“I’m proud to have worked at Intercoastal Mortgage Company for over 9 years. The supportive environment and dedication to excellence make every day rewarding. I appreciate our commitment to integrity and personalized service, ensuring our clients receive the best. With opportunities for growth and a strong sense of teamwork, it’s more than a job – it’s a fulfilling career.”
Eric GillespieLoan Officer
Eric Gillespie
“I have been in the mortgage industry for over 30 years and worked for several lenders. What makes ICM so special is our culture, our family-oriented environment, and that our sales team, along with operations, work side by side to get our loans closed as quickly and efficiently as possible while maintaining outstanding customer service.”
Sandra ColemanExecutive Vice President, Operations
Sandra Coleman
“I have been here for over 10 years, and I have been in the industry for over 30 years. Our management team is second to none in the industry, and as a long-term originator, we have an incredible product mix. ICM is Built by Top Producers, For Top Producers – we cater to our loan officers.”
Matty FitzgeraldRegional Manager & Senior Loan Officer
Matty Fitzgerald

Where We Lend

Intercoastal Mortgage, LLC, has a physical presence in seven states: Maryland, Virginia, West Virginia, North and South Carolina, Tennessee, Florida, and the District of Columbia. We are licensed in the following:

  • Alabama
  • Arizona
  • Colorado
  • Delaware
  • District of Columbia
  • Florida
  • Washington
  • Vermont
  • Georgia
  • Kentucky
  • Maryland
  • Michigan
  • Minnesota
  • North Carolina
  • Ohio
  • West Virginia
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
INTERCOASTAL MORTGAGE Award 1
INTERCOASTAL MORTGAGE Award 2
INTERCOASTAL MORTGAGE Award 3
INTERCOASTAL MORTGAGE Award 4
INTERCOASTAL MORTGAGE Award 5
INTERCOASTAL MORTGAGE Award 7

ARE YOU READY FOR A
CONVERSATION?

Reach out to Jim Foley, VP/Chief Business
Development Officer, for a completely
confidential discussion.

Schedule a Chat

Jim has been in the mortgage industry since 1985.  He originated for 29-years before taking Senior Executive Leadership positions; so, he understands how difficult it can be when deciding whether to leave and join a new company.  Schedule a call to have a confidential conversation to determine if joining ICM is your next move.
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Privacy Policy

What does Intercoastal Mortgage, LLC,
do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notce carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Account balances
Payment history and Transaction history
Credit history and Credit scores

How?

All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reason Intercoastal Mortgage, LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No

For our marketing purposes — to offer our products and services to you.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes

For joint marketing with other financial companies

Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes — information about your transactions and experiences.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No

For our affiliates’ everyday business purposes — information about your creditworthiness.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes

For our affiliates to market to you.

Does Intercoastal Mortgage, LLC share? Yes Can you limit this sharing? Yes

For non-affiliates to market to you.

Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share

To Limit Our Sharing

Call 703-449-6800 or

Visit us online:ICMTG.com/Opt-out
Please note: In you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Intercoastal Mortgage, LLC

Questions?

Call 571-266-6534 or go to ICMTG.com/Opt-out.

Who We Are

Who is providing this notice?

Intercoastal Mortgage, LLC

What We Do

How does Intercoastal Mortgage, LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also use procedural safeguards that comply with Federal standards to guard your non-public personal information.

How does Intercoastal Mortgage, LLC collect my personal information?

We collect your personal information, for example, when you:

Apply for a loan or
Provide account information or
Provide employment information or
Give us your contact information or
Give us your wage statements

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

sharing for affiliates’ everyday business purposes — information about your creditworthiness affiliates from using your information to market to you
sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Our affiliates include companies such as Van Metre Companies and ERA Van Metre Properties, Lender Service Provider, LLC, Walker Title, LLC, Walker/Dominion Title L.C

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Intercoastal Mortgage, LLC does not share with non-affiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Intercoastal Mortgage, LLC does not jointly market

Other Important Information

California residents only; we will not disclose or share information about California residents without first providing you with a California Privacy Notice honoring your choice unless such sharing or disclosure is permitted by applicable law.

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