Working with Intercoastal Mortgage was so amazing! I couldn’t imagine working with another company other than ICM. They put in a lot of work to help us and were always super knowledgeable. I can’t recommend Intercoastal Mortgage enough. Overall, I am Super pleased with my experience!
Looking For a Local Loan Officer in Surf City?
No Matter Where You Are
in the Home Buying Process, We Can Help
With a historic past, highly liveable suburbs, and a enjoyable pace of living, Surf City offers a peaceful lifestyle for anyone looking to make a move! At Intercoastal Mortgage, we’re committed to helping you find the right mortgage for your financial situation and enjoy the many benefits of calling North Carolina home.
Years of
Industry Experience
Industry Experience
10
Loans Processed (and Counting)
100
k+
In Homes Financed Annually
0
Billion+
Loan Officers Ready to Support You
1
+
Confused by the World of Mortgages and Home Finance? We Can Help
Buying a home is the ‘American Dream’. If you’ve spent time navigating the complex and often confusing process of financing a property, that dream can feel devastatingly out
of reach.
The intersection of high prices, rising interest rates, low inventory and fierce competition create challenging conditions for all home buyers – and chances are you’ve struggled to find someone who’ll treat you as a person during this process and not a credit score or number.
If you’re like most hard-working and driven people, you want to secure a property without putting your future at risk. If your goal is to leverage your financial position to purchase property and build a legacy for yourself and your future, you’re not alone.
Whether you’re a first-time home buyer, upgrading, downsizing or investing in your future, we’re committed to supporting your goals and delivering what matters most.
Access Fair Financing Options With Surf City’s Top Home Mortgage Lenders
At Intercoastal Mortgage, we believe individuals are defined by their communities. That’s why our loan officers don’t just serve Surf City – they’re proud to call Surf City home too.
Connecting with an Intercoastal mortgage officer isn’t just a transparent and hassle-free financing solution. It’s a relationship with local experts who understand the market in a way faceless national mortgage lenders never could. It’s deep and accurate insights into Surf City property trends and prices that go beyond an algorithm. And it’s a warm and inviting hand from community members excited to welcome you home.
As Surf City locals, we understand the incredible appeal of calling this city home. Now let’s find a way for you to plant roots here too.
Learn More About Your Loan Options and Start the Application Process
Get Educated
Access our free mortgage calculators and resources.
Get Connected
Speak to a loan officer to better understand your options.
Get Approved
Secure the right loan product that best suits your needs.
Get Excited
Start the next chapter of your life in your home with confidence.
Why Do Customers All Across Surf City Choose Intercoastal Mortgage?
Our local mortgage officers can help you finance your dreams and navigate the home buying process in a way that works for you.
We don’t believe that “one size fits all”. That means we’ll never stuff you in a box based on an algorithm treating you as your credit score. With decades of experience in home financing, no financial situation is too complex, and our home mortgage lenders will be by your side from the first call through to closing day – whatever it takes.
Here’s why we’re the trusted lending partner in Surf City communities and neighborhoods.
We Are a Direct Lender
Our loans are processed, underwritten and closed in-house so you can enjoy a faster, more seamless and stress-free process.
We Offer Flexible Financing Solutions
Access a range of loan options, including Conventional, Non-Conventional, VA, FHA, USDA, jumbo, super jumbo, construction, renovation and bridge loans.
We Have Industry Leading Experience
For over 35 years, we’ve been helping clients achieve their home purchase and refinancing goals, whatever financial situation they’re in.
We Treat You as a Real Person
We don’t treat you as a number or run you through an algorithm to find lenders. We’ll get to know you and provide personalized options to help you get into a home you love.
We’ve Helped Thousands of People Wake Up in a Home They Love
John Cooper
Tara Clarke
Working with Intercoastal mortgage has been a great experience! They have been attentive to my needs, responsive to my requirements and time constraints, and are knowledgeable of the standard processes as well as nuances involved in securing a mortgage to meet my needs. I will gladly work with them in the future and recommend them as a top-tier loan servicer.
Barbara K.
I needed a loan to go through the whole process & be ready to close in 3 weeks! Eric explained the entire process. He told me they would do everything they could, but I had a role to play as part of that team. This meant I had to keep up my part. Eric kept me in the loop & we closed in 3 weeks! Amazing group of people to work with!
Buy a New Home or Refinance Your Current One with Help From the Home Mortgage Lending Experts in Surf City
Ready to kickstart the home loan application process? Receive unmatched personalized service and knowledge from a loan officer. Whether you’re looking for a rate that works for you or just looking to explore your options, there’s no commitment but endless potential.
119A Triton Lane
Surf City NC 28455
Surf City NC 28455
Branch Manager
Derek Arthur • NMLS ID # 117800
Branch NMLS ID # 1324771
(www.nmlsconsumeraccess.org)
206A South Topsail Drive,
Surf City, NC 28445
Surf City, NC 28445
Branch Manager
Patricia McAnalley Davis • NMLS ID # 111521
Branch NMLS ID # 2332760
(www.nmlsconsumeraccess.org)