Looking For a Local Loan Officer in Morehead?

No Matter Where You Are
in the Home Buying Process,
We Can Help

With a historic past, highly liveable suburbs, and a enjoyable pace of living, Morehead offers a peaceful lifestyle for anyone looking to make a move! At Intercoastal Mortgage, we’re committed to helping you find the right mortgage for your financial situation and enjoy the many benefits of calling North Carolina home.

10
Years of
Industry Experience
100 k+
Loans Processed (and Counting)
0 Billion+
In Homes Financed Annually
1 +
Loan Officers Ready to Support You
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Confused by the World of Mortgages and Home Finance? We Can Help

Buying a home is the ‘American Dream’. If you’ve spent time navigating the complex and often confusing process of financing a property, that dream can feel devastatingly out
of reach.

The intersection of high prices, rising interest rates, low inventory and fierce competition create challenging conditions for all home buyers – and chances are you’ve struggled to find someone who’ll treat you as a person during this process and not a credit score or number.

If you’re like most hard-working and driven people, you want to secure a property without putting your future at risk. If your goal is to leverage your financial position to purchase property and build a legacy for yourself and your future, you’re not alone.

Whether you’re a first-time home buyer, upgrading, downsizing or investing in your future, we’re committed to supporting your goals and delivering what matters most.

INTERCOASTAL MORTGAGE Branch we can help
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Access Fair Financing Options With Morehead’s Top Home Mortgage Lenders

At Intercoastal Mortgage, we believe individuals are defined by their communities. That’s why our loan officers don’t just serve Morehead – they’re proud to call Morehead home too.

Connecting with an Intercoastal mortgage officer isn’t just a transparent and hassle-free financing solution. It’s a relationship with local experts who understand the market in a way faceless national mortgage lenders never could. It’s deep and accurate insights into Morehead property trends and prices that go beyond an algorithm. And it’s a warm and inviting hand from community members excited to welcome you home.

As Morehead locals, we understand the incredible appeal of calling this city home. Now let’s find a way for you to plant roots here too.

Learn More About Your Loan Options and Start the Application Process

1

Get Educated

Access our free mortgage calculators and resources.

2

Get Connected

Speak to a loan officer to better understand your options.

3

Get Approved

Secure the right loan product that best suits your needs.

4

Get Excited

Start the next chapter of your life in your home with confidence.

Why Do Customers All Across Morehead Choose Intercoastal Mortgage?

Our local mortgage officers can help you finance your dreams and navigate the home buying process in a way that works for you.

We don’t believe that “one size fits all”. That means we’ll never stuff you in a box based on an algorithm treating you as your credit score. With decades of experience in home financing, no financial situation is too complex, and our home mortgage lenders will be by your side from the first call through to closing day – whatever it takes.

Here’s why we’re the trusted lending partner in Morehead communities and neighborhoods.

We Are a Direct Lender
Our loans are processed, underwritten and closed in-house so you can enjoy a faster, more seamless and stress-free process.

We Offer Flexible Financing Solutions
Access a range of loan options, including Conventional, Non-Conventional, VA, FHA, USDA, jumbo, super jumbo, construction, renovation and bridge loans.

We Have Industry Leading Experience
For over 35 years, we’ve been helping clients achieve their home purchase and refinancing goals, whatever financial situation they’re in.

We Treat You as a Real Person
We don’t treat you as a number or run you through an algorithm to find lenders. We’ll get to know you and provide personalized options to help you get into a home you love.

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We’ve Helped Thousands of People Wake Up in a Home They Love

INTERCOASTAL MORTGAGE testimonial Tara Clarke

Tara Clarke

Working with Intercoastal mortgage has been a great experience! They have been attentive to my needs, responsive to my requirements and time constraints, and are knowledgeable of the standard processes as well as nuances involved in securing a mortgage to meet my needs. I will gladly work with them in the future and recommend them as a top-tier loan servicer.

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Ann Groat

I cannot recommend Intercoastal Mortgage enough! They went above and beyond to ensure our refi helped us achieve our goals. Our loan was a long process and ICM gave great advice throughout. They took lots of time to ensure we were satisfied, and the team there was also amazing. Quick to respond to questions and very easy to work with!

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INTERCOASTAL MORTGAGE testimonial John Cooper

John Cooper

Working with Intercoastal Mortgage was so amazing! I couldn’t imagine working with another company other than ICM. They put in a lot of work to help us and were always super knowledgeable. I can’t recommend Intercoastal Mortgage enough. Overall, I am Super pleased with my experience!

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Buy a New Home or Refinance Your Current One with Help From the Home Mortgage Lending Experts in Morehead

Ready to kickstart the home loan application process? Receive unmatched personalized service and knowledge from a loan officer. Whether you’re looking for a rate that works for you or just looking to explore your options, there’s no commitment but endless potential.

804 Arendell Street
Suite C
Morehead City, NC 28447

Branch Manager

Lori Tulloch • NMLS ID # 572047
Branch NMLS ID # 2455756

(www.nmlsconsumeraccess.org)

Privacy Policy

What does Intercoastal Mortgage, LLC,
do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notce carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Account balances
Payment history and Transaction history
Credit history and Credit scores

How?

All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reason Intercoastal Mortgage, LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No

For our marketing purposes — to offer our products and services to you.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes

For joint marketing with other financial companies

Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes — information about your transactions and experiences.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? No

For our affiliates’ everyday business purposes — information about your creditworthiness.

Does Intercoastal Mortgage, LLC share? Yes
Can you limit this sharing? Yes

For our affiliates to market to you.

Does Intercoastal Mortgage, LLC share? Yes Can you limit this sharing? Yes

For non-affiliates to market to you.

Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share

To Limit Our Sharing

Call 703-449-6800 or

Visit us online:ICMTG.com/Opt-out
Please note: In you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Intercoastal Mortgage, LLC

Questions?

Call 571-266-6534 or go to ICMTG.com/Opt-out.

Who We Are

Who is providing this notice?

Intercoastal Mortgage, LLC

What We Do

How does Intercoastal Mortgage, LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also use procedural safeguards that comply with Federal standards to guard your non-public personal information.

How does Intercoastal Mortgage, LLC collect my personal information?

We collect your personal information, for example, when you:

Apply for a loan or
Provide account information or
Provide employment information or
Give us your contact information or
Give us your wage statements

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

sharing for affiliates’ everyday business purposes — information about your creditworthiness affiliates from using your information to market to you
sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Our affiliates include companies such as Van Metre Companies and ERA Van Metre Properties, Lender Service Provider, LLC, Walker Title, LLC, Walker/Dominion Title L.C

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Intercoastal Mortgage, LLC does not share with non-affiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Intercoastal Mortgage, LLC does not jointly market

Other Important Information

California residents only; we will not disclose or share information about California residents without first providing you with a California Privacy Notice honoring your choice unless such sharing or disclosure is permitted by applicable law.

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